post https://api-sandbox.qorcommerce.io/v3/payment/ach/token
Create and store a token for ACH bank information
ACH tokens are used to replace actual bank and account details sent for processing a transaction. For example, you can store an ACH token with a customer and/or a subscription contract in your application and use the token to process a payment when required.
Parameters
The following fields are available to create an ACH token.
| parameter | description | required |
|---|---|---|
| profile_id | Merchant supplied customer id | No |
| cnickname | a nickname that the cardholder would like to save | No |
| acccount_type | the type of account:1 = personal checking2 = personal savings3 = corporate checking4 = corporate savings | Yes |
| name_on_acccount | the account holders full name | Yes |
| account_number | the bank account number | Yes |
| routing_number | the bank routing number (RTN) | Yes |
| baddress | the account street address | No |
| bcity | the account city name | No |
| bstate | the account state code | No |
| bzip | the account zip code | No |
| cphone | the account holders phone number (mobile) | No |
| cemail | the account holders email address | No |
| store | set this to 0 to create a temporary token (much like a payment intent)if not present default = 1 | No |
Example
The following JSON example provides test values to create an ACH token. You can copy and replace these values in the transaction_data object in the Try it Out feature
{
"transaction_data": {
"acccount_type": "1",
"name_on_acccount": "Jerry Smith",
"account_number": "5544044490909090",
"routing_number": "5544044490909090",
"baddress": "26776 Chesterton Drive",
"bcity": "Indianapolis",
"bstate": "IN",
"bzip": "46280"
}
}
References
Link to details on related response codes.